I am Jason Sharon, and I get you wholesale rates with zero junk fees.
I spent 20 years in the Navy. Then I became a broker, not a banker, so I could shop the whole market and fight for the borrower instead of the lender.
- ✓Wholesale rates from 50+ lenders competing for your loan
- ✓$0 junk fees - no application, processing, or underwriting fees to you
- ✓A broker who actually fights for you, not a call-center queue
Licensed in 10 states. Founder of Home Loans Inc. BBB A+ accredited.
Navy Veteran - NMLS #1281448
From the Navy to your corner of the closing table.
I served 20 years in the U.S. Navy. When it came time to buy my own home, I saw how the big-box lenders work: their loan officer sells you the bank's loan, not the best loan. The fees are buried, the rate is whatever pads their margin, and nobody is really on your side.
So I became a broker instead of a banker. A broker is not a bank. I am not tied to one lender's rate sheet. I shop 50+ wholesale lenders so they compete for your loan, and I pass the savings to you with no junk fees added on top.
That is the whole idea behind Home Loans Inc. Give the borrower a fair shot against the big guys, and treat every file like it is my own.
Jason SharonBroker / Owner, Home Loans Inc - NMLS #1281448 - Company NMLS #1728740
I run Home Loans Inc. Here is where to go next.
Whatever you are working on, start at the site built for it. Each one is mine.
Four books to help you win the home and the loan.
I put what I know on paper so you can walk in informed, whether you are a veteran, a renter, or a loan officer.
VA Mortgages Declassified
The veteran's plain-English guide to using your VA benefit the right way, from a fellow Navy vet who closes these every week.
Book site coming soonI Hate Renting
Tired of paying your landlord's mortgage? A straight-talk path from renter to owner, with the numbers that actually matter.
Book site coming soonThe Loan Officer Success Manual
For loan officers who want to build a real business. What I learned going from zero to a brokerage with hundreds of five-star reviews.
Book site coming soonRenters Make You Rich
The investor's case for rental property, and how to finance it without getting buried in junk fees.
Book site coming soonRated 5.0 by the families I serve.
Jason knows his stuff! We highly recommend him for your mortgage needs! He responds timely, provides information you didn't know you needed, puts the client needs first, and makes common sense adjustments throughout the entire process.
Jason and his team did an amazing job for me. They communicated often and made the entire mortgage process smooth and efficient. I can genuinely say that they are honest, trustworthy and strive to provide the best service possible to their clients.
Jason has been awesome since the beginning. He has been communicative, professional, KNOWLEDGEABLE, and honest. I am very happy with all my services so far, and I recommend UWM!
Accredited A+ by the Better Business Bureau.
Trust is earned in the details: clear fees, straight answers, and follow-through. My BBB record reflects how I run every file. Verify it yourself, the seal links straight to the profile.
Questions I get asked the most.
Why use a broker instead of going straight to a bank?
A bank can only sell you its own loans. I am a broker, so I shop 50+ wholesale lenders and let them compete for your loan. You get the best fit on rate and program, not whatever one bank happens to offer that day.
What does "$0 junk fees" actually mean?
It means I do not charge you application, processing, or underwriting fees. You still pay legitimate third-party costs like the appraisal and title, but you will not see padded broker or lender fees stacked on top. What you see is what you pay.
What states are you licensed in?
I am licensed in 10 states: South Carolina, North Carolina, Virginia, West Virginia, Florida, Georgia, Alabama, Iowa, Wyoming, and Mississippi. Company NMLS #1728740, my personal NMLS is #1281448.
I got declined somewhere else. Should I still call?
Yes. A decline at one lender is one lender's box, not a verdict on you. Because I look at your complete picture across many lenders, I have gotten approvals for borrowers two other places turned down. Tell me what happened and I will tell you straight whether I can help.
How do I start?
Schedule a consult or call 843.LOW.RATE. We will talk through your goals, I will shop the market, and you will get real numbers with no obligation. No pressure, no call-center runaround.
Let's get you wholesale rates and zero junk fees.
Talk to a broker who is actually in your corner. Book a time that works for you, or just call me.
Or call843.LOW.RATEVirginia disclosure: By refinancing the consumer's existing loan, the consumer's total finance charges may be higher over the life of the loan.