A broker who was trained to put the mission first. Yours.
I spent 20 years in the Navy learning that the mission comes before the man running it. I run your loan the same way. Your win is the mission.
Navy veteran. Founder of Home Loans Inc. 400+ five-star reviews. NMLS #1281448.
Navy Veteran – NMLS #1281448
From the engine room to your closing table.
Here is what my background means for you: you get a broker who was trained to solve hard problems under pressure, tell you the truth, and finish the job. No call-center runaround. Just me, in your corner.
Twenty years in the Navy
I served in the United States Navy from 1993 to 2013. I started as an enlisted Nuclear Electrician and made Chief. Then I earned my commission and became a Nuclear Naval Officer. In the Navy we call that a mustang: someone who came up through the ranks and earned the officer’s bars the hard way. When I retired in 2013, the Navy awarded me the Meritorious Service Medal.
Twenty years around nuclear reactors teaches you two things fast. Details matter. And you do not cut corners, because people are counting on you. I bring both to every loan file.
Why I became a broker, not a banker
After the Navy I became a mortgage loan officer at ResMac, where they named me the company’s Hardest Working Loan Officer. I learned the business from the inside. I also learned its problem: a bank loan officer can only sell you the bank’s loan. The rate is whatever pads the bank’s margin, the fees get buried, and nobody at the table is really working for you.
So in March 2018 I founded Home Loans Inc and became a broker instead. A broker is not a bank. I am not tied to one lender’s rate sheet. I shop dozens of wholesale lenders so they compete for your loan, and I hand you the savings with no junk fees stacked on top. We are a small mom-and-pop shop on purpose. You work with me, not a queue.
Where that has gotten us
Doing it this way works. Today I am consistently ranked among the top-100 mortgage brokers in the country, and I am the highest-reviewed mortgage broker in South Carolina, with more than 400 five-star Google reviews from the families I have served. I wrote four books to help borrowers and loan officers understand this business. Money.com named me to its best-lender list, and my work has been featured by Forbes and Yahoo Finance.
The number I am proudest of is a smaller one. In 2023 I closed 40 loans that other lenders had already turned down. A decline at one bank is one bank’s box, not a verdict on you. Because I look at your whole picture across many lenders, I can often find the yes that someone else missed.
Off the clock
I am a Christian, a husband, and a father first. That is the order that keeps me honest. I run my business out of North Charleston, and I treat every file like it belongs to my own family, because the family across the table is trusting me with theirs.
Jason SharonBroker / Owner, Home Loans Inc – NMLS #1281448 – Company NMLS #1728740
Credentials and the record.
- ✓U.S. Navy veteran, 1993 to 2013, retired as a Nuclear Naval Officer (a mustang who earned his commission)
- ✓Meritorious Service Medal, 2013
- ✓Founder, Owner, and Broker of Home Loans Inc since March 2018
- ✓Recognized as ResMac’s Hardest Working Loan Officer, 2014 to 2018
- ✓Consistently a top-100 mortgage broker in the country
- ✓Highest-reviewed mortgage broker in SC, 400+ five-star reviews
- ✓Author of four mortgage books
- ✓Featured by Money.com, Forbes, and Yahoo Finance
- ✓Licensed in 10 states: SC, NC, VA, WV, FL, GA, AL, IA, WY, MS
- ✓Personal NMLS #1281448, Company NMLS #1728740
Four books to help you win the home and the loan.
I put what I know on paper so you can walk in informed, whether you are a veteran, a renter, or a loan officer.
VA Mortgages Declassified
The veteran’s plain-English guide to using your VA benefit the right way, from a fellow Navy vet who closes these every week.
Book site coming soonI Hate Renting
Tired of paying your landlord’s mortgage? A straight-talk path from renter to owner, with the numbers that actually matter.
Book site coming soonThe Loan Officer Success Manual
For loan officers who want to build a real business. What I learned going from zero to a brokerage with hundreds of five-star reviews.
Book site coming soonRenters Make You Rich
The investor’s case for rental property, and how to finance it without getting buried in junk fees.
Book site coming soonRated 5.0 by the families I serve.
Jason knows his stuff! We highly recommend him for your mortgage needs! He responds timely, provides information you didn’t know you needed, puts the client needs first, and makes common sense adjustments throughout the entire process.
Jason and his team did an amazing job for me. They communicated often and made the entire mortgage process smooth and efficient. I can genuinely say that they are honest, trustworthy and strive to provide the best service possible to their clients.
Jason has been awesome since the beginning. He has been communicative, professional, KNOWLEDGEABLE, and honest. I am very happy with all my services so far, and I recommend him to anyone who needs a mortgage.
Accredited A+ by the Better Business Bureau.
Trust is earned in the details: clear fees, straight answers, and follow-through. My BBB record reflects how I run every file. Verify it yourself, the seal links straight to the profile.
Let’s get you wholesale rates and zero junk fees.
Talk to a broker who is actually in your corner. Book a time that works for you, or just call me.
Or call843.LOW.RATE